Ace the HBI Certified Patient Access Specialist Exam 2025 – Unlock the Gateway to Your Healthcare Career!

Question: 1 / 400

If Donald qualifies for COBRA due to disability, what is the maximum duration he can maintain his COBRA coverage?

12 months

18 months

The maximum duration for COBRA coverage, when an individual qualifies due to a disability, is 29 months. However, initial coverage typically lasts for up to 18 months for qualifying events such as voluntary or involuntary job loss, reduction in work hours, or other qualifying events. For individuals who are determined to be disabled under the Social Security Administration's guidelines, this 18-month period can be extended for an additional 11 months, leading to a total of 29 months of coverage.

In this context, the reason for the confusion may reside in misunderstanding the specifics of COBRA extensions related to disability. Knowing about the coverage duration specifics is crucial for understanding the options available to individuals qualifying for COBRA under different circumstances.

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24 months

36 months

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